Employee to Investor

👇 Latest reflections from the journey-scroll down for my most recent articles, thoughts, and financial freedom insights.👇

While You Rest, Your Money Works There’s something deeply satisfying about watching a tree you once planted start to bear fruit. Not immediately. Not dramatically. But slowly… steadily… silently… That’s what being an investor feels like. In 2005–2006 , I was walking 1.5 km in Gurgaon just to save ₹30 on auto fare. Today, that saved money—and the mindset behind it—is working for me 24/7. Not because I’m lucky. But because I planted early. Watered consistently. And didn’t dig up the roots during windy seasons. Being an investor isn’t about stock tips or market noise. It’s a psychology. The psychology of: Saying “I can, but I won’t”—when temptation calls. Choosing compounding over comparison. Trusting the silent effort of your money—the best employee in the world—who works round the clock, never asks for a raise, and never takes a day off. The outcome an investor enjoys today is nothing but the ...

A Simple Shift That Changed My Financial Future One of the most common myths many of us grow up with is: A bigger house means a better life. But what if — especially in the early years of your career — that belief is quietly stealing your freedom? In my own journey, I learned something powerful: Your biggest asset in the first 2–6 years of work isn’t your salary. It’s your ability to live light and save heavy. Live in a modest space. Be a guest more often than a host. Don’t feel pressured to upgrade just because others are. Avoid taking big loans that bind you for the next 5–10 years. If a loan is bigger than 1–3 years of your current annual salary, take a step back. Don’t count on automatic salary hikes to rescue you. Because freedom isn’t built on assumptions—It’s built on thoughtful, quiet choices. You don’t build wealth by flaunting it. You build it by pla...